105 Lidell ST Hutto, TX 78634

Listing details for 105 Lidell ST, Hutto, TX 78634 : $51 average monthly electric bill. Assumable $1,609 total monthly payment. 105 Lidell Street is one of the smartest financial buys in Hutto Square, a quiet, established pocket just 22 miles from Austin and minutes from SH-130, with quick access to Round Rock, Georgetown, Samsung Taylor, and Tesla Giga. Over $100K in thoughtful upgrades, 27 owned Hanwha Q CELLS solar panels (25-year warranty), a 2023 roof, and an assumable FHA loan at 3.25% make this 4BD/2BA home a genuinely rare find. Inside, wide-plank laminate floors flow through every room, no carpet anywhere. The living room is anchored by a custom shiplap electric fireplace wall and lit by 12 dimmable recessed lights. The open kitchen features granite counters, stainless appliances, a large island with sink, Edison pendant lighting, and a sleek black barn door leading to a built-out laundry room with pantry shelving. Both bathrooms have been fully renovated with new vanities, quartz counters, and matte black fixtures. The primary suite features a walk-in closet, dual-vanity bath, and ceiling fan. The 2-car garage isn't just a garage. Epoxy floors, mini-split AC, hex LED lighting, and built-in storage make it ready to become a home gym, podcast studio, or workshop on day one. Backyard backs to the greenbelt, no rear neighbors. Covered patio with string lights, turf soccer pitch, swing set, and a 12x8 wood shed. Zoned to award-winning Hutto ISD. Walk to Cottonwood Creek Elementary and Hutto Community Park. Assumable FHA financing at 3.25%, qualified buyers may assume the existing loan with a total monthly payment of approximately $1,609 (PITI + HOA). Estimated cash to assume: ~$165K. Compare to a new conventional loan on this home at today's rates: ~$2,650/month. Estimated savings: $1,000/month. Assumable terms accurate as of 06/01/26 and subject to change. Assumption subject to lender qualification and approval. Estimated payments for illustration only.